Payment Provider

Klarna

Trusted bank-linked deposits for European players.

Klarna is one of Europe's most recognised payment brands, widely trusted by consumers for secure, bank-linked transactions. For iGaming operators targeting European markets, Klarna offers a familiar and reassuring way for players to deposit directly from their bank, with funds credited instantly. Supporting EUR, SEK, GBP and more, it connects operators to a broad base of players who already use Klarna in everyday online payments and expect the same smooth, trusted experience at the casino cashier.

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About

What is Klarna?

Klarna is a Swedish payments company founded in 2005 and headquartered in Stockholm. It has grown into one of Europe's largest and most widely used payment providers, trusted by millions of consumers across the region for secure online transactions. In the context of iGaming deposits, Klarna functions as a bank-linked, pay-by-bank method: players authorise a payment directly from their bank account through Klarna's familiar and reassuring interface, and funds are credited to the casino instantly. This positions Klarna as a trusted European bank deposit option, combining the security of direct bank payments with the smooth, recognisable experience players associate with the brand. Klarna supports multiple currencies, including EUR, SEK and GBP, making it well suited to operators serving several European markets at once. Its strong brand recognition means many players already have an established relationship with Klarna and feel comfortable using it, which can support conversion at the cashier. For operators, Klarna offers a way to present bank-grade deposits under a name European consumers know and trust, aligning with the region's strong preference for secure, bank-connected payment methods over card-only options.

Why operators choose it

Why operators offer Klarna

Klarna gives operators a trusted, bank-linked deposit route into European markets where players increasingly prefer paying directly from their bank. Key advantages include:

  • European reach: broad coverage across Europe with support for EUR, SEK, GBP and more, ideal for multi-market operators.
  • Trusted brand: strong consumer recognition means many players already use Klarna and feel confident depositing with it.
  • Instant deposits: funds are credited immediately, so players can move from deposit to play without delay.
  • Bank-grade security: payments are authorised directly through the player's bank, appealing to security-conscious European audiences.
  • Familiar experience: Klarna's recognisable checkout reduces friction and can support conversion at the cashier.

By offering Klarna, operators meet the European preference for secure, bank-connected payments and present deposits under a name players already trust, complementing cards and other local methods within a well-rounded cashier.

Integration with SoftVault

Klarna via SoftVault

SoftVault makes Klarna available through its single payment integration, part of a network connecting operators to 300+ payment providers under one technical connection. This removes the need to integrate Klarna separately, allowing operators to add it efficiently alongside other European and global methods. Once enabled, Klarna appears directly in the player cashier alongside other supported options, giving European players a familiar, bank-linked deposit route within a consistent checkout experience. Operators remain responsible for confirming that Klarna acceptance suits their target markets and licensing conditions, and the SoftVault team works with each operator to align configuration with their compliance and regulatory requirements before go-live. This lets operators offer a trusted, instant bank deposit method to European audiences while keeping cashier management, reporting and reconciliation unified in a single platform. For operators expanding across European markets, Klarna is a valuable addition to a broader, well-supported payment suite, presenting secure bank-connected deposits under a brand that players across the region already know and use.

Frequently Asked Questions

Which markets and currencies does Klarna support?

Klarna is focused on European markets and supports multiple currencies, including EUR, SEK and GBP. This makes it well suited to operators serving several European countries who want a trusted, bank-linked deposit option.

How does a Klarna deposit work?

Players authorise a payment directly from their bank account through Klarna's familiar interface, and funds are credited to the casino instantly. It functions as a secure, bank-linked deposit method appearing in the player cashier.

How quickly are Klarna deposits available?

Klarna deposits are processed instantly, so funds are credited to the player's balance without delay. This lets players move from depositing to playing quickly through a trusted, bank-connected payment experience.

Do operators need to confirm compliance before offering Klarna?

Yes. Operators are responsible for ensuring Klarna acceptance aligns with their licensing and target markets. SoftVault works with each operator to confirm market suitability and compliance requirements before enabling the method.

Key facts
Founded
2005
Headquarters
Stockholm, Sweden
Type
Open Banking
Regions
Europe
Currencies
EUR, SEK, GBP & more
Settlement
Instant deposits
Fees
Merchant transaction fee
Best for
Trusted bank-linked deposits for European players

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